A car accident can change your life in the blink of an eye. Suddenly, you’re faced with an inability to work, high medical bills, and more. Sure, filing a car accident injury claim can help you get back on your feet – but it’s not a fast process.
When injured parties ask the question “How long does a car accident claim take?” they’re often horrified by the answer. The truth is, you might find yourself waiting anywhere from a few months to a few years before your car accident claim is settled.
Luckily, if you know what to do while waiting for an accident claim, you can keep your head above water and focus on getting better. In the best case, making the right moves might even boost your final settlement results. Here are five of the most important things you need to do.
1. Track Your Pain Levels
It’s fairly easy to prove losses due to property damage, medical bills, and lost wages. However, coming up with a monetary value for your non-economic damages, like pain and suffering, emotional distress, and loss of enjoyment in life is a bit more of a challenge.
You can help your attorney build your case by keeping a daily journal to document the after-effects of your injury. In addition to the date and time, things you’ll want to add include:
- The nature and severity of your pain
- Details of how the pain n negatively affecting your life
- Your overall mood
- Anything else that feels relevant
Try to be as detailed as possible, since this can be an extremely helpful form of evidence.
2. Keep Up with Your Treatment
When you’re pursuing a personal injury case, it’s absolutely critical to keep up with all recommended treatments – even if you’re feeling better. Otherwise, the insurance company can argue that your injuries aren’t really as serious as you allege.
While the bills can certainly stress you out, remember that if you prevail in your case, you’ll receive compensation to cover all of them. Never quit your treatments for financial reasons.
It’s also important not to neglect the psychological impact of personal injuries. If you’re feeling depressed, anxious, or fearful, seek the help of a therapist. There’s nothing to be ashamed of and getting help sooner rather than later can help you avoid or minimize long-term effects.
If you do decide to seek therapy, make sure you tell your attorney so he or she can add this information to your case. Sometimes, this can help to boost your claim since it shows that your emotional distress is serious enough to warrant professional help.
3. Communicate with Your Attorney
While you’re waiting for your claim to settle, you’ll want to stay in close contact with your attorney. If your condition changes, particularly if it worsens or you experience complications, it’s critical to let your attorney know as soon as possible.
You’ll also want to let your attorney know right away if the insurance company tries to contact you and/or if you receive any updates from law enforcement regarding your case. Even if you don’t think the information is important, remember that your attorney knows how to boost an accident claim, and any information you can provide might help.
4. Get Control of Your Finances
Having bills pile up while you’re unable to work is scary, but it’s important to understand that you do have options. First, you’ll want to see if your insurance coverage will cover some of your medical bills. You may get assistance from your health insurance policy or your auto insurance personal injury protection (PIP).
In some cases, you may also be able to negotiate with your healthcare provider. Many will offer a payment plan or arrange for alternative payment options.
For your other expenses, consider settlement funding. This is essentially an advance on your future settlement and is often an excellent way to get back on your feet while waiting for your claim to settle.
5. Stay Off of Social Media
You would be surprised to learn how often ill-thought-out social media posts derail a personal injury claim. Even things that seem completely innocent can be misconstrued and used against you. For example, they could argue that a simple photo of you smiling shows that your injuries aren’t as bad as you claim.
Check-ins that show where you went, posts that mention your case, and anything that indicates you might have participated in physical activities could all be used to poke holes in your case.
If you want to be completely sure you won’t have any problems, then your best bet is to stay off social media completely. If this isn’t an option for you, then you’ll need to take extra steps to ensure that you keep your social media private.
Just remember that technology can always have glitches so there’s always a possibility your posts could be revealed, even if you’re confident you have all your privacy settings locked down. Before posting, it’s a good idea to think long and hard about whether it’s worth possibly risking your settlement.
Apply for Funding After Your Car Accident Injury Claim
If you’re waiting for your car accident injury claim to settle, you know just how difficult it can be to manage your finances. We can help!
Florida Settlement Funding makes it easy to get an advance on your future settlement so that you can meet your financial obligations now. Browse through our website for more information, then get started using our easy online application.